Privacy Policy — Wise Owl Loans LLC
Effective Date: June 17, 2026
Last Updated: June 17, 2026
1. Introduction
Wise Owl Loans LLC (“Wise Owl Loans,” “we,” “us,” or “our”) operates the website located at wiseowlloans.com (the “Site”). We are committed to protecting the privacy of our users and handling personal information with transparency and care.
This Privacy Policy explains what information we collect, how we use it, who we share it with, and what rights you have regarding your information. Please read this policy carefully before submitting any information through our Site.
By using our Site or submitting a loan inquiry, you agree to the practices described in this Privacy Policy.
2. Information We Collect
When you submit a loan inquiry through our Site, we collect the following categories of information:
Personal Identification Information
– Full name, date of birth, Social Security number
– Driver’s license number and issuing state
– Home address, city, state, and ZIP code
– Email address and phone number(s)
Financial Information
– Requested loan amount and loan purpose
– Monthly income and income type
– Employer name, occupation, work phone, and length of employment
– Pay period and upcoming pay dates
– Bank name, account type, account number, and routing number
– Length of time with current bank
– Housing status (own or rent) and length of time at current residence
Technical Information
– IP address
– Browser type and version (User-Agent string)
– Pages visited and time spent on the Site
– Referring URL
3. How We Use Your Information
We use the information you provide for the following purposes:
– To match your loan inquiry with participating lenders and lending networks
– To submit your application to one or more third-party lenders or lending marketplaces on your behalf
– To communicate with you regarding your loan inquiry
– To comply with applicable legal and regulatory requirements
– To improve the performance and user experience of our Site
– To detect and prevent fraud or unauthorized activity
4. How We Share Your Information
We are a loan matching service, not a lender. When you submit a loan inquiry, your personal and financial information is transmitted to one or more third-party lending networks, lenders, or financial service providers who may be able to fulfill your request.
Specifically, your information may be shared with:
– Lending networks and marketplaces — including but not limited to RoundSky/LeadHorizon and similar networks that connect borrowers with lenders
– Individual lenders — who review your application and make lending decisions
– Affiliate partners — who may present you with additional financial product offers
– Service providers — who assist us in operating the Site, processing data, or delivering communications, and who are contractually obligated to protect your information
– Legal or regulatory authorities — when required by law, court order, or to protect the rights and safety of our users or the public
We do not sell your personal information to third parties for marketing purposes unrelated to your loan inquiry.
5. One-to-One Consent and Marketing Communications
By submitting a loan inquiry and checking the consent box on our application form, you expressly consent to be contacted by Wise Owl Loans LLC and the specific lender(s) or lending network(s) to whom your inquiry is submitted. This is a one-to-one consent between you and each party receiving your information.
Contact may occur via telephone (including calls made using automated dialing systems or prerecorded messages), text/SMS message, or email, at the phone number and email address you provided, even if your number is listed on a Do Not Call registry.
You are not required to provide this consent as a condition of purchasing any goods or services. You may opt out of marketing communications at any time by contacting us at the information provided in Section 9.
wiseowlloans.com/privacy-policy
6. Cookies and Tracking Technologies
Our Site uses cookies, pixels, and similar tracking technologies to:
– Maintain session state as you complete our application
– Measure traffic and usage patterns via Google Analytics
– Track advertising performance via Google Tag Manager
– Improve Site functionality and user experience
You may disable cookies in your browser settings, but doing so may affect the functionality of our application form.
7. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes described in this policy, to comply with legal obligations, and to resolve any disputes. Consent records, including the date, time, IP address, and language of consent provided through our application form, are retained for a minimum of five (5) years.
8. Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, disclosure, alteration, or destruction. Our Site uses SSL/TLS encryption for all data transmission. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
9. Your Rights and Choices
Depending on your state of residence, you may have the right to:
– Request access to the personal information we hold about you
– Request correction of inaccurate information
– Request deletion of your personal information, subject to our legal retention obligations
– Opt out of certain data sharing practices
To exercise any of these rights, contact us at:
Wise Owl Loans LLC
Email: [email protected]
We will respond to verified requests within 30 days.
10. Children’s Privacy
Our Site is not directed to individuals under the age of 18, and we do not knowingly collect personal information from minors. If you believe a minor has submitted information through our Site, please contact us immediately and we will take steps to delete that information.
11. Third-Party Links
Our Site may contain links to third-party websites or lender portals. We are not responsible for the privacy practices of those sites. We encourage you to review the privacy policy of any third-party site you visit.
12. Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will update the “Last Updated” date at the top of this page. We encourage you to review this policy periodically. Continued use of the Site after any changes constitutes your acceptance of the updated policy.
13. Contact Us
If you have questions about this Privacy Policy or how your information is handled, please contact us at:
Wise Owl Loans LLC
Website: wiseowlloans.com
Email: [email protected]